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An Easy Way to Save Money on Car Insurance Spare change is about as rare as the dodo bird these days. In the face of over ten percent unemployment, a large portion of the population is fighting a desperate fight to make ends meet. You probably don't need to hear this, but in this tattered economy, it is extremely important for families and individuals to minimize costs as much as possible. The only way to make ends meet is to either increase the amount of money that you make or decrease the amount of expenses you have. One of the easiest ways to decrease the amount of money that you spend every month is to take a good look at your car insurance premiums and save a ton of money. It's a lot easier than you think... Over the internet is, by far, one of the easiest ways to buy car insurance. It is also one of the easiest ways to get the lowest quote possible. Because they don't have to spend much money on overhead, buying your car insurance online can save you a bunch of money, no matter who you decide you buy it from. There are, however, a few things you can do to ensure you are getting the lowest price possible... First, you should know exactly what your discounts are. The average person qualifies for over six specific discounts. There are some for good students, for good drivers, those who have taken courses, who have multiple policies, and the list goes on and on. Unfortunately, the insurance companies will not automatically apply those discounts, so it is up to you to find out which ones are available and take advantage of every single one. Typically if you ask a company to send you a list of all of their discounts, they will. You can then go through them and find out which ones apply to you. Next, when you are comparing quotes, be sure you are comparing the same quotes. If you have other variables like a larger deductible or a higher limit on one of them, it will be hard to compare which company is giving you the better deal. In order to do this, you have to understand the terminology associated with it. You have to understand what deductibles, personal injury protection, liability, collision, comprehensive, and all of the other terms mean, or else you'll be lost. If you don't have any idea what any of these mean, check out the insurance resources available at your state's insurance regulatory committee's site.

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